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PWLB

Public Works Loan Board

Interest Rates

The Board's interest rates are determined by HM Treasury in accordance with section 5 of the National Loans Act 1968. In practice, rates are set by DMO on HM Treasury’s behalf in accordance with agreed procedures and methodologies.

Fixed Interest Rates

Fixed interest rates are based on gilt yields, and are published twice a day, at 9:30am, for start of business, and 12:30pm. DMO reserves the right to make additional, unscheduled intra-daily rate changes as necessary.

Fixed Interest Rates: New Loans and Premature Repayment Rates

There are two sets of rates. The 'new loan' rates apply to fresh advances while the 'premature repayment' rates apply to loans being repaid early.

Current Fixed Rates: html / PDF / csv - all file formats can be accessed through this link.
Please check back for updates to this service.
Historical Fixed Rates: csv

National Loans Fund Interest Rates (NLF) and Acquisition of Land Compensation Rate

Information about National Loans Fund (NLF) Interest Rates and Acquisition of Land Compensation Rate are available on this website.

Variable Interest Rates

Variable interest rates are determined at about 11 a.m. each day and are based on the general collateral repo rates for one, three and six months, as appropriate, as fixed by the British Bankers' Association on the day.

Current Variable Rates: html
Historical Variable Rates: csv

Fixed Higher Interest Rates

In the past, two sets of rates were determined: Higher quota rates and Lower quota rates. Each set applied both to new loans and premature repayments as appropriate. Higher quota rates, from 1 April 1994 until they were discontinued with effect from 1 April 2004, are available below.

Fixed higher rates: html

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